Fear, doubt, and a lack of hope undermine the dignity of many Americans, keeping them from planning for a better life today and in retirement.

Restoring Dignity
At My Penny Earned, we believe financial well-being helps restore that dignity. We listen without judgment and provide practical steps people can trust.

Walking Beside You
We engage hardworking individuals and families facing everyday financial hopes and challenges. Whether you seek support for yourself or those you serve, our personalized webinars, courses, and counseling uncover realistic steps to improve financial well-being.

Building Better Futures
We deliver relevant, real-world retirement and financial empowerment — without judgment, guilt, or shame — helping individuals and families build a better financial future.