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Fear, doubt, and a lack of hope keep many Americans from planning for a better life today and in retirement.

At My Penny Earned, we engage hardworking individuals and families facing everyday financial hopes and challenges. Whether you seek support for yourself or those you serve, our personalized webinars, courses, and counseling uncover realistic steps to improve financial well-being.

We provide relevant, real-world retirement and financial empowerment — without judgment, guilt, or shame — helping individuals and families build a better financial future.